Over the years, I have saved a significant amount of money and continue to do so.  Many who know me have said that I should create a website and tell people.  So here I am!

I will not be asking for money.  There will not be a load of spiel followed by a request for money.  I only ask for comments and, if any of my ideas appeal, for you to click any relevant links.  These links will not cost you a penny but any registrations on the back of the links will be attributed to me.

This is very much a new thing for me and so would expect there to be many improvements to this website as time passes.

I will publish new articles periodically.  The frequency will depend on the level of interest I receive.